Employers' and Public Liability Insurance

We can provide large and small businesses with a competitive quotation for Employers’ and Public liability insurance.

Employers' liability insurance

As a large or small business if your Employees do have an accident or become ill, your business could be sued for compensation under your employers’ liability insurance.

As a result, businesses in the UK that employ staff are legally obliged to have employers’ liability insurance to provide cover against a claim from an employee.

Employers Liability Insurance is necessary because in this day and age there is easy access to ‘no win no fee’ legal services which help employees claim compensation.

Public liability insurance

Accidents do happen in the workplace despite all the precautions you may take and if the accident is as a result of something your business has done then a client, contractor, or member of the public can claim against your business for compensation. 

You should have Public liability insurance because there is:

• Easy access to ‘no win no fee’ legal services which help individuals claim compensation.
• Many companies and organisations will also insist on their suppliers having public liability insurance cover in place.